![]() ![]() Banks will pass on the overdue amount to collection agencies, who can report to credit bureaus, thus affecting your credit score. The only case where your credit score might be affected is if you have negative overdraft balance and haven't repaid in a long time. No, it doesn't! Credit bureaus are not privy to your bank account information and hence cannot report your transactional activity to the credit bureau. Does Closing a Bank Account Affect Credit Score? If you don't have access to a local branch, call the Wells Fargo support center at 1-80 and request for account closure.You can find the closest branch to you on this online locator. You will need to provide identity proof, so carry along your social security number, valid ID, address details, pin numbers etc. Visit your local Wells Fargo branch and speak to an account executive.If you've maintained zero balance, you should receive a confirmation email within a few days. The easiest way to close your account is to log onto the Wells Fargo online banking website, head to the Contact Us section, where you can send an email requesting account closure.You deserve it.Ĭlosing a Wells Fargo Checking or Savings Account Transfer any remaining balances over to your new account and go make that evening margarita. ![]() This is essential to protect your credit score (explained later).
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